Page 30 - Microfinance Fieldwork Undertaken on Behalf of Hands with Hands

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30
Yallingup, Western Australia
Email:
viti@bearfruit.com.au
Website:
http://www.bearfruit.com.au
This is her condensed story:
Taken out 3
rd
phase loan and developed a range of products from those loans.
When SNUsacc formed, there was no other member to sit on the board. As
some of our members are illiterate they ask more nicely those members who
are more literate than us to next step of being on board.
INICEF Health assistant (weight of child).
This woman became involved in the dairy cooperative since being a business
woman:
o
The Dairy Cooperative are taking [participant] to India as part of a
development group to see how they run their cooperative. This is a 6
day tour.
o
They also put in 500 rupees in the Dairy Cooperative.
o
Attends Annual General Meeting of Dairy.
o
Gets a 250 rupees daily allowance.
o
When she attends gets small payment for her time.
o
Think annually they get a return on their 500 rupees investment.
My second visit to the SNUsacc provided an opportunity to observe firsthand how this banking
facility operated and how members interacted with staff in a community setting.
There was something quite magical about
standing in the background observing
members depositing loan instalments or
personal savings.
I found myself reflecting on my childhood
school days when we were distributed a
school bank book. Once a fortnight we had
a banking day at school and would deposit
a small amount of money given to us by
our parents. I recall the joy of watching
the savings total grow and the effect that
had. Does this then highlight that you
actually have to have ‘shared experiences’,
in order to make connections?
There was lots of activity at the SNUsacc branch during my 2
nd
visit with HwH staff preparing the
books ready for the branch’s forthcoming annual general meeting. It is also an opportunity for
Figure 4: SNUsacc 1
st
Group member’s members paying
instalments. From the left: Suganti Chaudhary, Sukramiya
Chaudhary paying her 8
th
instalment over 3 years and Suganti
Chaudhary. All purchased goats as they live near the jungle so feed
is plentiful for healthy goats.